STOP WHAT YOU ARE DOING...FREEZE YOUR CREDIT NOW!

If you don't do anything else today or tomorrow, you need to FREEZE your Credit Reports.  Lock them up so that if the breach that happened with Equifax has your Social Security Number on the list, you can be protected from any new inquiries on your account.

Shut down the ability to have your credit ruined by employing this small tactic.  You must do it with all 3 credit agencies.

HOW DO I PLACE A FREEZE?

The bad news is that you'll have to reach out to each credit reporting company independently. There are three main companies in the US: Equifax, Experian, and TransUnion. There's also a smaller company called Innovis. Prices per freeze vary depending on where you live, but often times, you can get these freezes for free if you prove you're a victim of identity theft. Here are the contact numbers for each company, as well as backlinks to their dedicated freeze landing pages.

• Equifax: 1-800-685-1111
• Experian: 1‑888‑397‑3742
• TransUnion: 1-888-909-8872
• Innovis: 1-800-540-2505

Good luck and handle your business!