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sible borrowers with little or no home equity to refinance into more affordable mortgages. DOING BUSINESS WITH FANNIE MAE. Benefits. RefiNow™ is an affordable refinancing option for qualifying homeowners aimed at making it easier and less expensive to reduce monthly housing costs. The matrix Fannie Mae has certain rules, among them that they won't buy nonconforming loans. Many components can make a loan nonconforming, but one of the most common When a borrower obtains new subordinate financing with the refinancing of a first mortgage loan, Fannie Mae treats the transaction as a limited cash-out Requirements. • Minimum 620 FICO score. • Prior loan being refinanced must be a conventional mortgage owned or securitized by Fannie Mae. • Refinance loan Fannie Mae RefiNow. V. Product Guidelines. 1 of 7. Document #5367. Return to Top. 04/22/2022. PRIMARY RESIDENCE – RATE/TERM REFINANCE. Property Type 1.Through the program, lenders with Fannie Mae backed mortgages will now be allowed to consider making refinance loans for homes with a loan to value ratio (LTV) That makes the secondary mortgage market more liquid and helps lower the interest rates paid by homeowners and other mortgage borrowers. Fannie Mae and